Financial freedom guidelines


Everyone is dreaming to become financially free, You can buy what you want comprise with the house, fancy car, travel, shopping, no worries and much more. The big question is how?Do you think ordinary people can do this?mostly during old times only rich persons know the secret on how to build a network but on Millennium era, many companies offered the secret on how to build a network starting a small capital.

We have 6 steps towards to financial freedom, The number one (1.) is self-discipline to increase cash flow. You are working eight hours a day with fix salary The remaining extra time make it more productive and use for part time so that you have an extra income that is going to be used for your daily needs.In this case, you can save more money in the future. You should increase your income and reduce your expenses as well.Don’t spend more than of your salary and buy only things that are badly needed.

2.) Debt management -Acceptance and finding solutions, Avoid the credits in order to be free from monthly payments with corresponding Interest.Mostly if you’re going to lend money from the bank! the interest rate roughly around 3 percent or higher. Applying this method can cause you more troubles financially, the best way is to control all your credits since many businessmen closed their businesses.Manage your credit and avoid if possible.

3.)Creates emergency funds at least three months of your income to be safe during a crisis, most of the people nowadays borrow money from other people.Is not too late yet to follow this steps especially when expected circumstances that can’t be avoided.We can’t control the situation, calamities happened everywhere, make it we are ready at all times.

4.)Provide proper protection, insured yourself through insurance companies that provide better benefits, Our bodies become weak when the time goes by. Our productive years begins from the age of 21 years old to 60 years old. We should prepare for that day will come to us. We can’t deny everyone become old whether you like it or not, that’s the cycle of life here on Earth.

5.) Build long term investment. If you have knowledge about rules of 72 by investing stocks market and the Interest rate from four percent (4%), eight percent(8%), twelve percent(12%) and higher.If you’re interested in this matter you can inquire to those who are involved in stocks market investment.

6,)Preserve your estate, all your money, network and real estate will be automatically inherited by your love ones. The most likely big businessman did this kind of setup for the protection of their families when they die.It is important to preserve it for the protection all of your assets.



The roles of the Husband and Wife


FB_IMG_1502699030804.jpgEverybody knows how difficult is the role of the husband and wife.The spouse works 24 hours a day without any complaints at all.We can notice how tremendous their sacrifices are, especially when the wife is pregnant and having a baby.As we know how they work to sustain the needs of their sons, daughter and husband in daily lives for household works and taking care of the children, whereas how hard to become à father and wife.The importance of Father and wife are greatly needed in the family, she is the lights of the home while the father is the braces or foundation.

When the woman is pregnant for nine months more painful and adjustment will arise, her human body will change rapidly.The worst and difficult stage happen during labor day, others waiting for three days or cesarian before the babies come out despite the excitement of both parties. Imagine how painful and dangerous in that situation.Other died either the baby or the mother or both of them.That’s only the beginning when the child came out, apparently more laborious will happen as the children gròws older.She will wake up in the middle of the night just to prepare milk if a baby is not breast feeding.

In addition to that, taking care of the baby is not just your partner duties. it’s better you should work together for a more suitable relationship and the family bonding will become closer to each other. The main problem in this stage is the financial support for the children, it requires more money as the time pass by, it depends on how many children you have.Most of those families living in the developing countries. the husband has a tendency to work abroad just to sustain family needs for better and brighter tomorrow with corresponding attainable circumstances that you will away from your family for a long period of time.

Being the head of the family, the husband has full responsibilities to give better future for their sons or daughters by giving them a good education and guide them accordingly. Nowadays many temptations spread all over the place, give an advice to your children is highly needed even though you are far from them.Social media is the easiest way for greater communication with the family.

So, the husband and wife roles are biggest tools and keys of having a better person in the new generation whilst the life begins in the family. just like when you’re planting good seeds and the fruits is also good.Most of the problem in the society in recent times begins in the families itself.


The true religion and belief



In this topic, I will not mention any religion name nor the believers  I just want to be fair to everyone. We should respect each other belief since that was the foundation of our parents had given to us.The people have their own way of preaching and praying to God almighty.I don’t want to hurt anybody and their feelings.This topic is the most difficult whereas I will write it with care so that           I will not offend anybody.The concepts or ideas are just accordances to my own experience and thoughts.The most common cause violence in recent time is religion. The people have a tendency to degrade other human beings especially if you are looking for jobs, applying for business permits, loans, and other issues if you differ each other beliefs and tradition.In short, discrimination still exists.

Every faith demanded that they are true and the only way to be safe.You can notice each country nowadays by watching television news that they are fighting for their own belief. Sometimes I was confused, how can this person saved their own lives and souls if they are killing each other. If you watch television today most of their cover news are killings, rallies, kidnapping, wars and many more violent actions.Do you think divinity is the only way for us to be saved and how?.That’s the big question comes into my mind. Everyone has the rights to claim that they are a true believer of God and no doubt on that as long as we follow the will of God and also spreads the goods news to others that don’t believe on him.

On the other hand, many believe that by accepting Jesus Christ with all your heart, you will automatically be saved by believing on him and going to the church every Sunday and read the bible and follow the Ten commandments regardless of the sin that you had been committed from the past.He sacrificed himself and people crucified him on the cross to redeem us from our sins.On the other side, they believed that by going to  the church and praying  5 times per day, fasting for one month during Ramadan, distribute your money in every  forty dollars ($40) you will give one dollar ($1) to less fortunate person and follow Allah through Quran you will go directly to paradise after judgement day.Many religion still exists in another part of the world but I will tackle this part only since mostly belong to this belief if you agree or not.

At this moment, many believers organize their own divinity with different sector worldwide, they are claiming that they are the son of Jesus Christ and they are also collecting money from the people to build their churches.So, I respect them since everyone have the rights to their own belief.In order to be safe during judgment day, it’s up to you to decide where you want to choose.You will search your own destiny, where you want to go heaven or hell.God had given us freedom of choice for us to decide by our own.which you want to go the curve or the straight road?.Along the way many temptations are blocking you, so, be prepared on that.Many are called but only a few are chosen.I hope that we’re one of them.Goodluck to you guys in searching true religion.

War,Power and Money


Many advanced countries are developing warfare ammunition in preparation for the war, its comprise of the missile, chemical weapon, Jet fighter, aircraft and aircraft carrier, tank, guns, and much more. Weapons of mass destruction were created to killed humanity. Super power countries mostly controlled by prominent and influenced people on earth.The main reasons why war existed whilst of power and money. They want to control the world.

The war between two nation or groups was the worst things happened to a country or individual since this situation nobody will win, all are a loser. Most victims of this events were civilians and innocent people that lost their lives, homes and other properties. The most common problem of a war victim is lacked food and shelter. It can be seen in those countries with existing war activities.Many people had died. This should not be supposed to happen that people suffered.

If the country was engaged in war, the ammunition will be provided by the government to protect from perpetrator by importing from their allies if they don’t have their own made. This scenario involved the big amount of money, imagine how much was the cost of that equipment. The allies will not help if they did’ not get anything from certain country, they will also sacrifice the lives of their soldier. It’s just simple instinct as that and depends on the agreement.This way they will earn huge amount of money.

So, if we can avoid war by offering bilateral talks between two nation or other groups it’s better to save more lives.Peace talks are a greater solution if both parties will agree on that. We should unite and love each other because God created us equally.We should not follow the black side of persons.

This blog was written according to my own thoughts and opinion. I don’t want to hurt anybody or somebody, enjoy reading and cheers.


Global warming and climate change


Primarily, global warming and climate change is the latest phenomenon that everyone should be aware.This involves all individual that is the most concern to our surroundings. This occurrence is the results of continues development and progressiveness of new era without any concern for their environment.The cause of this event is human being itself that focus only on their desire to be more advance, civilize and rich people on earth and disregard all the effects of their action towards climate change and global warming. This situation reduces if we will work together and get involved for the possible solution.

Global warming arises when carbon dioxide (CO2), air pollution and greenhouse emission accumulate in the air space and soak up into the sunlight. the solar radiation backs away to the earth’s surface. Radically, this radiation decamps into space and last for decade or centuries in the atmosphere, the heat circulates within the area which resulted in the planet earth to become hotter. That’s what’we called the greenhouse effect. In addition, Increasing global temperature is a wide range of changes.Sea levels are rising due to thermal expansion. of the ocean. When regards to the melting of land ice amount and pattern of precipitation are changing.Over the past 50 years, the average global temperature has increased at the fastest rate in recorded history.

Nevertheless, global warming changes in temperature and precipitation standard escalate the frequency, duration, and intensity of other extreme weather incidents such as floods, droughts, heat waves, and tornadoes. Other effects of global warming include higher or lower agricultural yields, further glacial retreat, reduced summer stream flows, species extinctions. As a further effect of global warming, diseases like malaria are returning into areas where they have been extinguished earlier.Although global warming is affecting the number and magnitude of these events, it is difficult to connect specific events to global warming. Although most studies focus on the period up to 2100, because carbon dioxide (chemical symbol CO2) has an estimated atmospheric lifetime of 50 to 200 years.

When we tackle about climate change, we’re talking about the scientifically perceptible and rising severe changes in global climate patterns that became apparent in the mid-to-late twentieth century and can be attributed to the rising levels of atmospheric greenhouse gases (carbon dioxide, in particular) produced by human Time, mostly. Weather refers to atmospheric conditions in the short term, including changes in temperature, humidity, precipitation, cloudiness, brightness, wind, and visibility. Climate is the average of weather patterns for a particular region over a longer period of time.

While there are several clear indicators that our climate is changing, the two most common to get your attention might be sea level rise and the increase weather condition. Unlike many of the more gradual shifts associated with climate change, these are a just little indication . in many cases,  you can look out your window and see what happens right now.

So, every person in this world has its own obligation and participation despite how big or small is that.We must do our part now stop cutting of trees and forest burning, Car smoke belching, factory waste, mining and much more.Act now before its too late.

Human trafficking and prostitution


In recent times, women are victimized by human trafficking and engaged to prostitution enormously. This issues started many decades ago and commonly involved in this colossal illegal business was from rural areas of Asia Pacific region and other poor countries in the world, for a wrong belief to acquire green pasture in their lives.This activity organized by huge syndicates and influential people in the society for their self-interest through earning big amount of money and sexual  scrutiny of persons, that will enable other individuals to have partnered  for a short period of time that satisfies their needs in exchanged for money

Primarily, ladies are exploited by other persons due to the uninformed and uneducated individual resulting to fruitful promises that put them in a dangerous situation.During my teenager, I consulted one victim of human trafficking and asked her what happened why she was into this kind of work to entertained customer in the bar through dancing and goes out with other guys with corresponded payment.She responded, my recruiter, told me that she will give me better and decent jobs without my knowledge that she will put me in the entertainment bar as a dancer. I addition to that she said that I don’t have any choice for my situation right now since I borrowed money from my relatives and they are expecting that  I’m in a greater placed right now.

Prostitution is a gigantic business in the market today.Try to visit open countries and you will see how gorgeous these ladies are, Just like when I worked in one place in Asia before, the ladies were inside the glass with corresponding mirror and orange light, You will choose which one of them you like with exchange of money as a payment. It just like when you are in a market buying red meat. As for myself, I did not try at all I’m afraid of transmitted disease that time.One of my friend goes that placed every Sunday then after a couple of months he acquired STD. It was my first time to saw the effect of that disease that mostly involved on urine deliberation.

In each nation and cities have different ways of promoting prostitution.Others used calling cards, fliers, Videoke bar, disco bar, casino and much more. In the casino, if you lost your money in card games or other gamble game, they will offer help in exchange for something else. In present time due to technology advancement, they used social media to sell their owned and others used their real website together with their pictures.In addition to that students are also parts of prostitution by selling themselves in exchange for money for tuition pay settlement.

Therefore, human trafficking and prostitution will rise up rapidly in the future especially those countries that have an economic shortage and the protection of law enforcement agency that can’t be provided to the needs of certain state or nation. We must act now to halt this problem and we are all parts of this issues.