Financial freedom guidelines


Everyone is dreaming to become financially free, You can buy what you want comprise with the house, fancy car, travel, shopping, no worries and much more. The big question is how?Do you think ordinary people can do this?mostly during old times only rich persons know the secret on how to build a network but on Millennium era, many companies offered the secret on how to build a network starting a small capital.

We have 6 steps towards to financial freedom, The number one (1.) is self-discipline to increase cash flow. You are working eight hours a day with fix salary The remaining extra time make it more productive and use for part time so that you have an extra income that is going to be used for your daily needs.In this case, you can save more money in the future. You should increase your income and reduce your expenses as well.Don’t spend more than of your salary and buy only things that are badly needed.

2.) Debt management -Acceptance and finding solutions, Avoid the credits in order to be free from monthly payments with corresponding Interest.Mostly if you’re going to lend money from the bank! the interest rate roughly around 3 percent or higher. Applying this method can cause you more troubles financially, the best way is to control all your credits since many businessmen closed their businesses.Manage your credit and avoid if possible.

3.)Creates emergency funds at least three months of your income to be safe during a crisis, most of the people nowadays borrow money from other people.Is not too late yet to follow this steps especially when expected circumstances that can’t be avoided.We can’t control the situation, calamities happened everywhere, make it we are ready at all times.

4.)Provide proper protection, insured yourself through insurance companies that provide better benefits, Our bodies become weak when the time goes by. Our productive years begins from the age of 21 years old to 60 years old. We should prepare for that day will come to us. We can’t deny everyone become old whether you like it or not, that’s the cycle of life here on Earth.

5.) Build long term investment. If you have knowledge about rules of 72 by investing stocks market and the Interest rate from four percent (4%), eight percent(8%), twelve percent(12%) and higher.If you’re interested in this matter you can inquire to those who are involved in stocks market investment.

6,)Preserve your estate, all your money, network and real estate will be automatically inherited by your love ones. The most likely big businessman did this kind of setup for the protection of their families when they die.It is important to preserve it for the protection all of your assets.



The roles of the Husband and Wife


FB_IMG_1502699030804.jpgEverybody knows how difficult is the role of the husband and wife.The spouse works 24 hours a day without any complaints at all.We can notice how tremendous their sacrifices are, especially when the wife is pregnant and having a baby.As we know how they work to sustain the needs of their sons, daughter and husband in daily lives for household works and taking care of the children, whereas how hard to become à father and wife.The importance of Father and wife are greatly needed in the family, she is the lights of the home while the father is the braces or foundation.

When the woman is pregnant for nine months more painful and adjustment will arise, her human body will change rapidly.The worst and difficult stage happen during labor day, others waiting for three days or cesarian before the babies come out despite the excitement of both parties. Imagine how painful and dangerous in that situation.Other died either the baby or the mother or both of them.That’s only the beginning when the child came out, apparently more laborious will happen as the children gròws older.She will wake up in the middle of the night just to prepare milk if a baby is not breast feeding.

In addition to that, taking care of the baby is not just your partner duties. it’s better you should work together for a more suitable relationship and the family bonding will become closer to each other. The main problem in this stage is the financial support for the children, it requires more money as the time pass by, it depends on how many children you have.Most of those families living in the developing countries. the husband has a tendency to work abroad just to sustain family needs for better and brighter tomorrow with corresponding attainable circumstances that you will away from your family for a long period of time.

Being the head of the family, the husband has full responsibilities to give better future for their sons or daughters by giving them a good education and guide them accordingly. Nowadays many temptations spread all over the place, give an advice to your children is highly needed even though you are far from them.Social media is the easiest way for greater communication with the family.

So, the husband and wife roles are biggest tools and keys of having a better person in the new generation whilst the life begins in the family. just like when you’re planting good seeds and the fruits is also good.Most of the problem in the society in recent times begins in the families itself.


The true religion and belief



In this topic, I will not mention any religion name nor the believers  I just want to be fair to everyone. We should respect each other belief since that was the foundation of our parents had given to us.The people have their own way of preaching and praying to God almighty.I don’t want to hurt anybody and their feelings.This topic is the most difficult whereas I will write it with care so that           I will not offend anybody.The concepts or ideas are just accordances to my own experience and thoughts.The most common cause violence in recent time is religion. The people have a tendency to degrade other human beings especially if you are looking for jobs, applying for business permits, loans, and other issues if you differ each other beliefs and tradition.In short, discrimination still exists.

Every faith demanded that they are true and the only way to be safe.You can notice each country nowadays by watching television news that they are fighting for their own belief. Sometimes I was confused, how can this person saved their own lives and souls if they are killing each other. If you watch television today most of their cover news are killings, rallies, kidnapping, wars and many more violent actions.Do you think divinity is the only way for us to be saved and how?.That’s the big question comes into my mind. Everyone has the rights to claim that they are a true believer of God and no doubt on that as long as we follow the will of God and also spreads the goods news to others that don’t believe on him.

On the other hand, many believe that by accepting Jesus Christ with all your heart, you will automatically be saved by believing on him and going to the church every Sunday and read the bible and follow the Ten commandments regardless of the sin that you had been committed from the past.He sacrificed himself and people crucified him on the cross to redeem us from our sins.On the other side, they believed that by going to  the church and praying  5 times per day, fasting for one month during Ramadan, distribute your money in every  forty dollars ($40) you will give one dollar ($1) to less fortunate person and follow Allah through Quran you will go directly to paradise after judgement day.Many religion still exists in another part of the world but I will tackle this part only since mostly belong to this belief if you agree or not.

At this moment, many believers organize their own divinity with different sector worldwide, they are claiming that they are the son of Jesus Christ and they are also collecting money from the people to build their churches.So, I respect them since everyone have the rights to their own belief.In order to be safe during judgment day, it’s up to you to decide where you want to choose.You will search your own destiny, where you want to go heaven or hell.God had given us freedom of choice for us to decide by our own.which you want to go the curve or the straight road?.Along the way many temptations are blocking you, so, be prepared on that.Many are called but only a few are chosen.I hope that we’re one of them.Goodluck to you guys in searching true religion.